Health Insurance

Reliance HealthWise Insurance Policy

• No premium loading after a claim
• No- sub-limit
• No capping
• No Co-payment
• Cashless facility @ 4,000+ Network hospitals

Reliance HealthWise policy provides financial assistance to you and your family, it covers you against hospitalization expenses towards diseases / illness / injury in India along with a host of value added covers.

Reliance HealthWise Insurance policy(Standard Plan) comes with Unique features that gives you the best advantage at all times

Choice of Sum insured: 2 lacs, 3 lacs, 4 lacs & 5 lacs
No medical tests for persons up to 45 years with clean medical history
Basic coverage of Hospitalization due to Illness/ accident – All plans
Associated covers like:

-Hospitalization expenses
-Domiciliary Hospitalization
-Day Care Treatment
-Pre & Post Hospitalization cover
-Nursing Allowance
-Pre existing coverage after 4 years of renewal
-Cost of Health Check up reimbursement after 4 claim free years

Value added covers like:
-Road Ambulance service
-Expenses on accompanying person

Maximum entry age : 65 Years
Income Tax Benefits
50% reimbursement on pre acceptance medical test charges for accepted proposals

Policy Feature	Benefit to Insured
No restriction on Room rent/ ICU Rent	You can decide the room you/ family member would be staying in if hospitalized and not the Insurance Company
No per illness limit	You will not face any specific monetary limit while taking treatment for a particular illness
No Loading on renewal premium	You have the assurance of unchanged premium even after receiving a claim
Reimbursement up to 50% for cost of pre policy health check up	If your proposal is accepted , Reliance General Insurance Company shares your financial burden equally where you have to undergo specific tests requested

Renewal Features
Continuity Benefits
Shall be available only if the Policy is renewed within 15 days from the previous Policy expiry date
Assured renewal till 75 years
No Claim Bonus
Renewal Premium
Renewal premium would be quoted as per the base premium chart with or without renewal discount based on the claim experience.